As a mom of 3, singlehandedly raising them is no joke. Taking care of the financial needs is part of my role. Ever since I became a mom, I never rely on my parents when it comes to my kids’ needs; this became a more challenging on my part when the youngest arrived. And things got ever more interesting when I needed to move to a new home where only my kids and I live. I may have not blessed with someone whom I can rely in all means, I am still glad that I have a reliable job that help me a lot with all our financial needs. But…